Year-End Tax Planning in Canada
Don't wait until April to think about taxes. Numerax provides proactive year-end tax planning for individuals and businesses across Canada. We help you structure income, time expenses, and maximize RRSP contributions to legally minimize your tax bill.
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Why Year-End Planning Matters
Strategic decisions made before December 31st can save thousands in taxes. RRSP contributions, capital gains harvesting, business expense timing, and salary vs. dividend decisions all benefit from advance planning.
Get started todayWhy Year-End Planning Matters
Numerax handles this with precision, keeping you informed at every step.
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For Individuals
RRSP contribution planning, TFSA optimization, charitable donation timing, medical expense claims, capital loss harvesting, and pension income splitting. We model scenarios to find your lowest-tax outcome.
For Individuals
Numerax handles this with precision, keeping you informed at every step.
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For Businesses
Salary vs. dividend optimization, asset purchases before year-end, prepaid expense timing, bonus accruals, and small business deduction planning. We help incorporated owners extract income in the most tax-efficient way.
For Businesses
Numerax handles this with precision, keeping you informed at every step.
How It Works
Simple, clear, done right.
Book a Call
Schedule a free consultation to discuss your situation and get a clear quote.
Share Documents
Upload your documents through our secure client portal. We guide you on exactly what's needed.
We Handle It
Our team prepares everything, optimizes your position, and sends for your approval.
Filed & Done
Once approved, we file and provide confirmation plus records for your files.
FAQ
Common questions about year-end tax planning in canada
When should I start year-end tax planning?
Ideally by October or November — this gives time to implement strategies before December 31st. However, we can still identify opportunities right up to year-end.
How much can tax planning save me?
Savings vary widely depending on income level and business structure. Many clients save $2,000–$10,000+ annually through proper RRSP timing, income splitting, and expense optimization.
Is year-end tax planning different for business owners?
Yes. Business owners have additional levers — salary vs. dividends, corporate year-end timing, capital cost allowance claims, and the ability to defer income within the corporation.
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Learn moreBook a calm, clear next step.
We will review your situation and outline the cleanest path forward.
What happens next
A clear scope and timeline
- A short intake to understand your situation
- A tailored checklist for the right documents
- A concise summary of next steps